There are a number of market opportunities that make mortgage financing an exciting area of growth in Egypt.

Establishing an active, competitive, and sustainable mortgage market means greater choice for homebuyers and tremendous opportunities for developers, financial organizations such as banks, appraisers and real estate companies.

With a transparent and streamlined registration system, property rights are protected and the mortgage finance market can be a successful means of creating more opportunities for home ownership to qualified Egyptians.  With the addition of the Guarantee and Subsidy Fund (GSF), the number of qualified households is greater than ever before.

The government is taking action to support an active market including:

• A cap on registration fees, replacing open-end percentage-based rates.
• Mass registration of properties in high-priority areas.
• Improvements in land surveying and documentation.
• The establishment of an Egyptian Liquidity Facility to support mortgage lenders through refinancing primary loans.
• The establishment of a credit bureau to assist lenders in assessing risk and ensure fair and objective assessment of borrowers.